More people are working out, but not enough, says CDC report

More people are working out, but not enough, says CDC reportMore people are working out, but not enough, says CDC reportPeople are finally getting moving well some of them.The percentage of urban adults getting enough exercise in the US rose from 19% to 25% in the last 10 years, according to a new report from the Center for Disease Controlabout physical activity guidelines in rural and urban adult populations between 2008-2007.That number grew as well in rural areas, from 13% to 20%.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreThats good news. Nationwide, however, only 24% of adults get the amount of exercise they need which means about 150 minutes a week of moderately intense aerobic activity and two workouts that focus on muscle-strengthening.The CDC thinks we can do better. Despite recent increases in meeting activity guidelines, insufficient participation in physical activity remains a public health concern, the authors of the report wrote.If youre among the population thats already working out, you may want to try optimizing your workout time. According to a new study referenced onPsychology Today, morning and evening exercise may burn calories differently.The study (done on mice) suggests that exercising in the morning appears to greatly increase your ability to metabolize sugar and fat, while evening exercise seems to increases your metabolism in general and for a longer period of time.But really, whatever time you can get it in works.

Series 66 Uniform Combined State Law Examination

Series 66 Uniform Combined State Law ExaminationSeries 66 Uniform Combined State Law ExaminationCombined with passing the Series 7 (General Securities Representative) exam (which is a prerequisite), it is required by most states before someone is qualified to work as a securities agent or an investment advisor representative. While agencies of the federal government, most notably the SEC, are the most prominent regulators of the securities markets and securities industry in the United States, it is often forgotten that the individual states have their own regulatory regimes and licensing requirements. Passing the Series 66 exam is the equivalent of passing both the Series 63 and the Series 65. Additionally, while administered by FINRA, the Series 66 exam is developed by the North American Securities Administrator Association, also known as NASAA. Uniformed Securities Act This is a piece of model legislation, first introduced in 1956 and subsequently amended, that was designed to standardize and harmonize the states securities laws. The idea was to introduce best practices nationwide, while also simplifying compliance for securities firms and securities professionals. Definition of Investment Advisor Representative According to the Uniform Securities Act, an investment advisor representative is someone employed by or associated with an investment advisory firm who does any of the following Makes recommendations or gives investment adviceManages client accounts or portfoliosDetermines which recommendations or advice regarding securities should be givenProvides investment advice or holds herself or himself out as providing investment adviceReceives compensation to solicit, offer or negotiate for the sale of or for selling investment adviceSupervises employees who perform any of the above tasks On the other hand, an investment advisor is not someone who Performs only clerical or dienstlich actsWhose involvement in formulating or offering investment advice i s incidental, and who does not receive special compensation for investment advisory services Investment advisory firms registered with the SEC and people employed by or associated with the are exempt from separate state registration, licensing or qualification, except for investment advisor representatives whose actual places of business is within a given state. Exemptions Holders of several professional designations, most notably the CFA and the CFP, are considered to have proven mastery of the saatkorn material already, and thus are exempt in most states from taking the Series 66 exam. Other such designations include the Personal Financial Specialist (PFS), Chartered Financial Consultant (ChFC) and Chartered Investment Counselor (CIC) credentials. Length of the Exam The Series 66 exam consists of 110 multiple choice questions and 150 minutes are allotted for completing the test. Only 100 of the questions in the exam are actually counted towards the candidates final score. Each test includes 10 experimental questions being considered for use in future versions of the exam. They are distributed throughout the exam, and the test taker is unaware of which ones they are. Passing Score The Series 66 exam tests minimum competency, and a passing score is 75 correct answersor 75% of the 100 questions that count towards the final score. A candidate who fails the Series 66 exam must wait at least 30 days before taking it again. The same rule applies to someone who has failed a second time and who wishes to take it a third time. After a third failure, a candidate must wait at least 180 days before taking the exam again. This same rule applies to all subsequent failed attempts. Topics Covered Passing the Series 66 exam is equivalent to passing both the Series 63 and Series 65. However, it also is designed for candidates who hold Series 7 certification. Accordingly, the Series 66 test omits questions related to securities products, securities analysis and investment strategy that are a significant part of the Series 65, but which are covered at greater length and detail in the Series 7 exam. Getting Registered and Licensed There are several caveats related to passing the Series 66 exam. First, the candidate is still responsible for knowing and adhering to the specific requirements of the securities laws and regulations of the states in which he will conduct business. Second, while passing the exam often is a key prerequisite to being licensed to do business in a particular state, it is not necessarily the only one, and never confers an automatic right to be licensed or registered in a given state. Nevertheless, the NASAA firmly believes that the Uniform Combined State Law Examination makes for better state securities regulation and better protection of the investing public by promoting uniformity in such regulation and in the qualification standards for financial professionals.

Are You a Nervous Job Interviewee Heres How to Hide It

Are You a Nervous Job Interviewee Heres How to Hide ItAre You a Nervous Job Interviewee Heres How to Hide It8Got a job interview on the horizon? Its time to start prepping and primping for this very important day, when everything from your body language to the wrinkles in your shirt can put your entire future at risk. No pressure. If youre a nervous job interviewee, the good nachrichtensendung is that there are ways to hide it and triumph.For many interviewees, the process is understandably nerve-wracking, and although a little pressure can help you focus and step up your game, too much anxiety can ruin your chances of receiving a job offer. Nervous signs communicate to interviewers that you lack confidence in your skills and abilities to perform the job, that you may not perform well in high-pressure situations, and that you may even be lying about something.While it may take some time to mentally wipe out your biggest fears about interviews, you can use quick tricks to hide tells t hat youre nervous.Here are four tried-and-true tips for the nervous job intervieweeFind a home for your hands Fidgeting is a big sign youre nervous, so avoid touching your face, fingering your hair, or tapping a pen. Adeccos Way to Work Survey revealed that about 26 percent of the biggest mistakes hiring managers see is fidgeting. Instead, leave your hands on the desk or table in front of you to display trustworthiness. If you feel the urge to move your hands, body language expert Vanessa Van Edwardssuggests steepling your hands, a move that signals confidence in both your audience and yourself.Relax your face A furrowed brow, frown, or lack of eye contact all reveal the discomfort and tension youre trying to hide. Plus, when you force a smile to hide your nerves, you come across as inauthentic. Instead, let any positive facial expressions happen naturally (which also gives you one less thing to think about controlling).Slow down your answers In response to your fear of flubbing, yo ur sympathetic nervous system speeds up everything, and in this state of hyper-alertness, you accelerate your answers. To fake confidence, insert pauses between sentences. You can use these moments to remember to breathe, and you can use the power of the pause to tell better stories.Allow yourself to make some mistakes If you forgot your rehearsed answer, the question, or even your interviewers name, its OK. Striving for perfection in interviews can actually prevent you from connecting and expressing your personality. Use moments like these to ask the question again or contemplate your response longer, showing genuine interest. After all, interviewers arent looking for robots, theyre hiring human beings that fit the culture.Later this October, PGi is discussing your biggest presentation fears and how to conquer them. Follow PGis blog for public speaking and presentation tips you can use to dazzle your interviewers.Readers, are you a nervous job interviewee? How do you handle the anx iety? Share your tips with us in the comment section belowAshley Speagle lives in Atlanta and works as a communications specialist for PGi, a leading global provider of collaboration software and services for over 20 years. PGi is constantly innovating, developing new technologies to make virtual meetings easier and mora productive than ever before. Learn more at PGis blog, The Future of Business Collaboration.